Educational only, not tax, legal, or financial advice. Rules vary by broker and situation — verify specifics with your broker or a professional.

Early assignment is when the seller of an American-style option is assigned before expiration because the buyer exercised early. It affects sellers — if you buy options, it can’t happen to you.

When it happens

American-style options (like SPY and single stocks) can be exercised any time before expiration, so a seller can be assigned early. It’s most common when an option is deep in-the-money with little time value left, or around dividends (a call holder may exercise early to capture a dividend — dividend risk). It’s rare for out-of-the-money options.

Who it affects

Only option sellers. If you buy a call or put, you hold the right to exercise — nothing can be forced on you (no assignment for long options). If you sell options, early assignment is a real risk that can hand you a stock position (and a possible margin call) unexpectedly.

Early assignment is the seller’s surprise, never the buyer’s. It’s a core reason buying defined-risk options is simpler than selling them.

What it means for a scalper

Because NoVo and most retail scalpers buy long options, early assignment isn’t your concern — the only expiration mechanic you face is auto-exercise if you hold ITM to the bell, which you control by selling first. If you ever sell premium (a different game), early assignment becomes a real risk to manage.