A split-strike strategy, often called a collar, combines a protective put and a covered call at different strikes to bracket a stock position’s risk and reward. It’s a hedging structure for stock holders.

How it works

You own the stock, buy a protective put below (downside insurance), and sell a call above (to finance the put with premium). The put caps your loss; the call caps your gain. Net, you’ve “collared” the position into a defined range — protected from a crash, but giving up upside beyond the call strike. The premium from the call often offsets the put’s cost.

Why investors use it

Collars protect gains cheaply — an investor sitting on a big stock gain can lock in a floor (the put) while funding it by capping the ceiling (the call). It’s a conservative, defensive structure for holding stock through uncertainty, common among long-term investors and around events. Not a trading strategy — a protective one.

A collar puts guardrails on a stock: the put is your floor, the call is your ceiling, and the call’s premium helps pay for the floor. Protection for a price.

The takeaway

A split-strike/collar brackets a stock position with a protective put and a covered call — defensive, income-offset protection for stock holders. It’s a long-term-investor hedge, not 0DTE scalping. NoVo trades directional options; collars are a different, protective use of options.